STATE FARM'S HEAD ON A PLATTER
What Gulf Coast Congressman Gene Taylor wanted the Easter Bunny to bring him.
South Mississippi Living 4/07
Showing posts with label fema. Show all posts
Showing posts with label fema. Show all posts

Thursday, July 12, 2007

Road to New Life After Katrina Is Closed to Many


Lee Celano for The New York Times
Gwendolyn Marie Allen lives in a FEMA trailer near Baton Rouge with her son, who has schizophrenia, and her severely retarded brother, right.


CONVENT, La. — This was not how Cindy Cole pictured her life at 26: living in a mobile home park called Sugar Hill, wedged amid the refineries and cane fields of tiny St. James Parish, 18 miles from the nearest supermarket. Sustaining three small children on nothing but food stamps, with no playground, no security guards and nowhere to go.

No, Ms. Cole was supposed to be paying $275 a month for a two-bedroom house in the Lower Ninth Ward — next door to her mother, across the street from her aunt, with a child care network that extended the length and breadth of her large New Orleans family. With her house destroyed and no job or savings, however, her chances of recreating that old reality are slim.

Read the New York Times story.

The end.
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Monday, July 09, 2007

The “F” word: FEMA

Fix
Everything
My
Ass



I first saw this as a bumper sticker on the window of a BIG truck on Hwy 90, Waveland, Miss. A big thank you to Commonscribe over at Daily Kos for this photo.

This is the third in a series of five to help the Democratic Party, particularly its presidential hopefuls, to get the framework right, to broaden its lens through which it views Katrina, what’s stopping recovery, what will speed up a vibrant recovery, and how Katrina affords us the opportunity to transform the basic quality of life for all Americans. ________________________________________________________________

All of the FEMA shenanigans have been unnecessary and avoidable. Unfortunate for us, Mr. Compassionless Conservative Bush apparently has a sadistic side to himself which he plays out in public, on the public, and at the public’s expense. FEMA is a case in point.

Hypocritical Leadership
The White House that is hell bent on handing no bid multi-billion dollar contracts to the largest Bush-Cheney campaign contributors (i.e. Halliburton) has insisted that in the days after Katrina, the ravaged areas impacted should have gone through a traditional bidding process complete with re-bidding when the cost became pricey. Bush’s “do as I say, not as I do” perspective joins his “you’re on your own” Republican version of government. Hypocrisy is no way to run a government.

Bush’s administration insists that the towns and cities of Mississippi and Louisiana paid too much money to remove Katrina’s debris. We’re sure that our cities did pay too much. Private industry price gouging the American public is everywhere. Been to the gas pump lately?

Nevertheless, Bush’s FEMA is questioning whether the federal government will reimburse these Katrina ravaged cities and towns. We’re not talking chump change, either. FEMA owes these cities and towns millions and millions of dollars for disaster clean up costs. The Washington Post reported the following.

St. Bernard Parish, La., just outside New Orleans, is among the communities waiting for a check. FEMA paid the parish about $100 million for debris removal but still owes about $70 million, said David Peralta, the parish's chief administrative officer. St. Bernard also is waiting for $30 million in reimbursement for sewer repairs, Peralta said.

Peralta said FEMA has "kind of implied" that it is looking into whether the parish paid reasonable rates. Peralta defended the Katrina contracts, saying officials tried to solicit competitive bids without delaying the work.

"We didn't have a whole lot of choices in those first few days," he said.

It’s a toss up on whether the Bush Administration’s hypocrisy or compassionless actions are more galling.

Promises, Promises
FEMA promised cities and counties money to repair sewers and drains, pave streets and rebuild schools. Bush’s FEMA has been reneging on its word. What a shock, huh?! On Good Morning America, Bush stated "I hope people don't play politics at this time of a natural disaster the likes of which this country has never seen." Yeah, well, if actions speak louder than words, the actions of Bush’s FEMA are screeching loudly, indeed.

Let’s look at what FEMA has been doing to Hancock County, Miss., the county where I was born and raised and from which I am now blogging and podcasting. Speaking on the floor of the House of Representatives, Gulf Coast Congressman Gene Taylor (D-MS) described Hancock County as a place “where 90% of the residents lost everything, or at least substantial damage to their home.” [See the video.] Like everywhere else in Katrina Land, any and all assistance is immensely appreciated.

So when FEMA promised the county $33 million to rebuild a school, this was terrific news! For over 22 months, FEMA repeatedly reassured the county that the money was theirs, and the county complied with the agency’s requirements. The county board of supervisors, families, and community depend on that school getting up and running as soon as possible.

The Sea Coast Echo reported, “Repeatedly over the past 22 months, FEMA officials said in public meetings the school board could build the schools.” Then, just as the county was about to break ground, Bush’s FEMA reneged on the deal pulling the $33 million rug out from under everyone.
"FEMA has changed the rules in the middle of the game. Every single step in the process involved reps from MEMA [Mississippi Emergency Management Agency] and FEMA. It was our understanding from them that we could build above the ABFE [Advisory Base Flood Elevation]."
School District Attorney Mark Alexander

These and other financial horror stories are happening on Bush’s watch. Appropriate leadership from the White House would solve this FEMA issue. Alas, we don’t have that. We have Bush and Cheney.

Mr. Compassionless Vetoed Katrina Financial Relief

When he vetoed the Iraq Accountability Act, Bush also vetoed money for Katrina relief including waiving the 10% matching requirement that was putting a great deal of unnecessary burden on the towns and cities in the Katrina-ravaged area.

Cities, towns, and counties didn’t have an extra 10% hanging around to match the federal monies needed to rebuild. Bush should have automatically waived the requirement like was done for New York after 9/11. He did not. Thankfully, Speaker of the House Nancy Pelosi (D-CA) and Senate Majority Leader Harry Reid (D-NV) included the waiver in the Iraq Accountability Act. When Bush vetoed that legislation, the good Democratic leaders attached the waiver to another bill which Bush finally signed.

H-E-L-L-O?! Anybody there?!
At the celebration of the new bridge, I believe it was Bay St. Louis Mayor Eddie Favre who said that the foot of the bridge was the only place in the Bay-Waveland area where there was some cell phone coverage. (See bridge photos below.)

Paul J. Richards/Agence France-Press Getty Images.
New York Times
A seven-minute dash across the bay bridgebecame a 45-minute commute around it.









Photos from U.S. Surface Transportation Board
Bay Bridge after Katrina. Because the Bush Administration had no emergency communication system in place, the only cell phone reception was at the foot of this bridge. Image from Waveland and Bay St. Louis After Katrina.

Because the Bush Administration had no emergency communication system in place, the only cell phone reception was at the foot of this bridge.

He told the story of walking to the foot of the bridge where others had also arrived to try to talk with their family and friends across the country to let them know they were ok.

He overheard a man tell his brother, “no, mom didn’t make it. She died in the storm.” The story chokes me up even as I write this deeply personal and sad story, one that is surely to goodness shared by others, too many others.

Can you imagine the horror of going through the storm, losing loved ones in the hurricane’s wrath, and having to walk through miles and miles of debris to get to the one place where it was rumored that cell phones work? Then, calling family and friends to talk of the deeply personal tragedy and to do so without the privacy we normally expect with personal news of this nature? The only comfort, perhaps, was that everyone was in the same boat, no pun intended.

Where was the nation’s emergency communication system?! This isn’t leadership. This is the result of the absence of leadership. Another of George Bush’s FEMA and homeland security failures. Bush already skimps on protecting our ports, railroads, nuclear facilities, and the like. Skimping on developing a national emergency communication system is par for the course from a guy who didn't get into the White House in a forthright manner in the first place.

So when FEMA got here, what did they do to facilitate these good people in getting all the help FEMA had to offer? Their idea was to somehow set up shop where folks could come to them and they would provide phone numbers to call FEMA and web addresses to apply for FEMA assistance.

Never mind that folks had no electricity, no phone lines, and, of course, no Internet access. Whether computers had survived the devastation was another matter altogether and another area in which Bush’s brilliant folks had no concern or care on the impact to American families. Oh, yeah, remember that the cars had been submerged in the salt water pushed ashore. Transportation was scarce.

Since these federal fools couldn’t look around and see the obvious, Congressman Taylor’s office suggested that rather than waiting for folks to walk for hours on end to get to where FEMA set up a make shift station, that these bureaucrats travel by foot with a pad of paper and a pen and from each person impacted take down the information that they themselves could then input on behalf of the survivors whenever the feds were able to finally get to computers that worked.

I don’t know whether Bush’s agency actually listened to such obviously solid advice. What I do know is that if this is the best and the brightest our federal government can provide in an emergency, we're in bigger trouble than I thought.

FEMA to Katrina Survivors: About that Money We Sent You . . .
FEMA claims that it overpaid some Katrina survivors and began demanding survivors repay the money to the federal government. The checks ranged from $2,000 to $ 26,200. FEMA said that folks whose insurance companies eventually provided some daily expense money were ineligible for the federal money.
Ocean Springs resident Leslie Keller said she cannot afford to repay the $2,500 she was given for rental assistance. She said FEMA originally told her she didn't qualify for the money because she was living in a FEMA trailer. But because she was still paying a mortgage on her destroyed home, she said, FEMA relented.

"Then six months later, they said I had to give it back," said Keller, a 45-year-old mother of three who attends school during the day and works at night.

"I can understand going after the ones that fraudulently (received money)," she said. "But as far as the people who accepted aid and then FEMA says it's the wrong type of aid, it's not right."
Thankfully, a federal judge in New Orleans ordered Bush’s agency to stop.

Although FEMA gives aid recipients a chance to appeal, "the process, if it can be navigated at all, takes months," U.S. District Judge Helen Berrigan wrote in her order.

"In the meantime, the defendants appear to treat the plaintiffs' and their prospects of homelessness and despair and stress of such added worries as if it were gnats to be brushed away, while the defendants busy themselves with creating more bureaucratic regulations."

What a blatant example of Bush’s utter betrayal with all of his blubbering about compassionate government. Cruel and compassionless are more apt adjectives. The FEMA nightmares continue on Bush’s watch from the formaldehyde-filled FEMA trailers to an inept debris removal process that may be creating contaminated water. (See my pieces titled Coffee, Tea, Contaminated Water? and Formaldehyde-Filled FEMA trailers.)

Awakening our American Ingenuity to See the Bigger Picture
As Bush sleeps comfortably in a White House that I believe should be the residence of President Al Gore, families and businesses in and around New Orleans and all along the Mississippi Gulf Coast suffer needlessly.

In spite of the miserable state of affairs in this region, I see folks everywhere who are taking whatever emotional, mental, and physical resources they can muster up to carry on day-to-day in a set of circumstances that are unfathomable, yet Bush and Cheney have allowed to linger and expand in the most unconscionable of ways. It doesn’t have to be this way.

A little bit of compassion coupled with genuine American ingenuity and good old fashioned elbow grease and out of these worst of times can come a renewed commitment to work diligently and consistently to the America in our hearts and in our dreams both inside and outside of Katrina Land.

Through the lens of Katrina, we can see a much bigger picture, if we look for it.

Broadening Katrina’s Lens:
A five Part Series
Part 1: Broadening Katrina's Lens
Part 2: Recovery’s Two Major Impediments: $$$ and the “F” word
Part 3: The "F" Word: FEMA
Part 4: Katrina’s Bigger Picture
Part 5: Katrina’s Karmic Payback: Insurance Reform
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Sunday, July 08, 2007

Flash Animations: Before and After Katrina Pictures

The Sun-Herald's flash animations of Before and After Katrina Pictures of homes and businesses along the three Mississippi coastline counties: Hancock, Harrison, and Jackson. Also included are photos from counties and cities inland from the Gulf Coast. Dramatic. Breath taking. Imagine these to be your homes and businesses.

Then, imagine your home owner's insurance company telling you that it won't pay a penny on the wind coverage for which you've been loyally and faithfully paying your premiums.

Then, imagine yourself standing in front of the rubble you had called home just the day before. Some "helpful" FEMA bureaucrat comes up to you and gives you a FEMA phone number and website address . . . that you cannot use because Bush's Administration has not installed an emergency communication system for times just like these--real emergencies. The bureaucrat doesn't apologize for the obviously insensitive, out-of-touch assignment that he or she is carrying out on behalf of Bush's FEMA .

What a waste of time and money that could have been used to carrying out what everyday Americans--regardless of political party or religion or color of hair, regardless of education or employment status or age or whathaveyou--expect when a major catastrophe like Hurricane Katrina comes barrelling uninvited into our lives.

Welcome to post-Katrina Land!

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Sunday, July 01, 2007

A Southern Moonlit Sauna Has Me Thinking of Bush and Jesus

 A Southern Moonlit Sauna Has Me Thinking of Bush and Jesus

With the beauty of Saturday night’s moon beaming brightly upon the water, hundreds of people gathered at the Bay St. Louis Yacht Club to listen to the deliciously divine music of Deacon John, a New Orleans legend playing all the favorites going back some fifty years. I couldn’t believe how hot it was or that sweat was running down my legs! A young friend informed me, “That isn’t sweat. It’s the humidity stuck to your legs.” I guess it’s been a while since I went dancing under the moonlight with humidity in the night air making life almost unbearable were it not for Deacon John’s music.

I immediately thought, “Thank GAWD I wore shorts and a t-shirt.” Looking around, I saw sweat poring of off everyone. Thus the reason for the HUGE four to five foot fans under the tent where the band played and the rest of us danced. Now, if you thought this was some uptight-dressed-to-the-nines-with-diamond-jewels kind of crowd, you’d have been wrong as wrong could be. At best, everyone wore picnic attire, the same thing many of us had worn earlier that day when we went to the annual Crab Festival at Our Lady Academy, the Catholic all girl high school I attended.

I bought myself a shrimp po-boy—a New Orleans specialty—and sat down at a table filled with folks I didn’t know. Like me, they were enjoying the divinely mouth-watering delicacies for which our region is so well-known. Across from me was a couple who had lost a 5,000 square foot home in Katrina. What did their insurance carrier offer for the damages? $19,000. What a jaw dropper!

Being smart business people, they had tried to get flood insurance and were denied it because they didn’t live in a flood zone. This insurance nightmare pushed this couple into joining one of the Scruggs Katrina lawsuits.

After we finished our meal and concluded our discussion, we parted knowing that we’d be seeing each other at THE event of the weekend: dancing to Deacon John that night. Indeed, we ran into each other soon after the gig began to crank up. Music and dancing are a strong part of our cultural history here which can be most easily understood when taking into consideration the fact that many families, like my own, are originally from New Orleans. Our heat and humidity are other similarities to the birthplace of Jazz.

The South’s Natural Sauna
Saturday night, I voluntarily re-experienced the “Southern Sauna,” as my brother Michael called the horrendous humidity with which we grew up. Of course, being out under the moonlight dancing with my friends was pleasurable play time. I was just out having a good time as sweat ran down the back of my t-shirt and the humidity grabbed a hold of my legs then rolled right down. At least, I could go over to a fan and cool off occasionally. Eventually, I would return to my car with air conditioning which I would drive to my mother’s home that was also air conditioned. I could jump into the shower. These are choices that most of us take for granted.

Two years ago when Katrina hit, electricity and safe-water were near non-existent commodities. My older brother Rosie told me that he would put water in jugs and sit them out in the sun to warm up all day. That way he would have relatively warm water for an evening wash up. Because the water source wasn’t safe for weeks after the storm, he’d put bleach in the jugs to kill the germs.

Rosie said he noticed that those who failed to put bleach in their water ended up with sores on their bodies. And the weather was more scorching than it is at this point in the summer. As I think and write about these things, I cannot imagine the turmoil and nightmare that family, friends, and strangers all lived through in those months, particularly with the horrendous weather.

The worst weather comes in August and September, the two months in which hurricanes tend to hit the Gulf Coast region. Hurricane Betsy hit New Orleans on September 9th, 1965. Camille hit the Mississippi Gulf Coast August 17th, 1969, and Katrina hit on August 29th, 2005, devastating my beloved Gulf Coast and breaching the U.S. Army Corp of Engineers’ levees which flooded our New Orleans.

Sister cities: New Orleans and Baghdad?
I have often thought that the destruction, betrayal, and their accompanying mental toll along the Gulf Coast and in New Orleans resembles that experienced in war-torn areas of the world.The other day, I came across an excerpt in a Daily Kos Diary of an Iraqi blogger writing about his experience in New Orleans. I thought his words particularly insightful.

New Orleans Isn't Very Different from Baghdad!
What shocked me the most in this trip was how the city looked like Baghdad. New Orleans looked like Baghdad after the war in 1991; I swear I kid you not. The devastation, empty houses, the people returning to their life in the city, the "rituals" people practice before they completely come back, the bumps in the streets and the smell of destruction (it has a distinctive smell people. Yes it does.)

I arrived to New Orleans Thursday. On the way to the hotel, I saw the same thing I saw on tv two years ago, destroyed buildings. I couldn’t believe my eyes. Two years later and the scene is the same? Where are we? A government that spent hundreds of billions of dollars on wars overseas is not capable of dealing with a crisis on its own soil! A crisis that all what it needed was money!
Priorities, Hearts, and Money
I grew up with a saying that my mother would recite. It went something like this. “Show me where you spend you money, and I’ll show you where your priorities are.” Other times it would end with “I’ll show you where your heart is.”

When it comes to the priorities and heart of George W. Bush, his White House, and his cronies in the corporate insurance industry, evidence abound. Plenty of taxpayers’ money and resources for his big time campaign contributors even if fraud is committed in padding his contributor’s pocketbook. Nothing much for the rest of us, including his Republican supporters in the Katrina ravaged region.

On the floor of the House of Representatives, Gulf Coast Democratic Congressman Gene Taylor showcased these fraudulent-riddled priorities with regard to Katrina recovery. Specifically, Taylor discussed FEMA trailers that were

“delivered by a friend of the president by the name of Riley Bechtel, a major contributor to Bush administration. He got $16,000 to haul a trailer the last 70 miles from Purvis, Miss., down to the Gulf Coast , hook it up to a garden hose, hook it up to a sewer tap, and plug it in. 16,000.” [Watch the video.]

Clearly, Bush’s priorities are heartless.

Families remain in the toxic formaldehyde-FEMA trailers. Grants remain unpaid. Insurance companies refuse to pay appropriately on claims without the force of attorneys, refuse to provide insurance at reasonable rates, and/or refuse to write policies anymore. Bush has turned a deaf ear refusing to respond appropriately to the heartfelt prayers of the families in need of real leadership in Katrina Land.

Bush and Jesus
My return to the annual fair that the Catholic elementary school of my youth had put on this weekend has me thinking. At Mass and Catholic school, I learned about charity and service to others. More than anything, though, I learned about taking one's responsibilities seriously. Truly, God forbid if I didn’t follow through on some responsibility. I have no idea what would have happened had I been a slacker like George W. Bush. All I know is that I was taught to be responsible. Like many of you across the country, I learned this at home, at school, and at my family’s place of worship.

When it comes to the many responsibilities that Bush neglects especially here in Katrina Land, I’d like to ask Mr. “I’m the nation’s Preacher-in-Chief” one question. What responsibilities would Jesus neglect?

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Monday, June 04, 2007

Wind? Water? More like a Bunch of Hot Air!

Wind? Water? More like a Bunch of Hot Air!

Ever since the last drop of Katrina rain passed through the Gulf Coast and the water receded after the levees burst in New Orleans, the insurance industry has been hell bent on implementing at full throttle its great American rip off program. In no time flat did those who had likened their company to good neighbors or to the security of being in good hands issue written instructions on how to maximize what seems to have been their goal: blame Katrina’s damage on flooding.

Let me help the insurance industry become crystal clear on this point. This was a H-U-R-R-I-C-A-N-E! We didn’t call this Katrina, the flood. We didn’t call this Katrina, the tornado. We didn’t call this Katrina, the storm surge. Everybody calls it . . . H-U-R-R-I-C-A-N-E Katrina. Capiche? Now let’s get technical.

The National Oceanic and Atmosphere Administration (NOAO) states on its hurricane preparedness website that “[h]urricane hazards come in many forms: storm surge, high winds, tornadoes, and flooding.”

In other words, a hurricane is a natural disaster consisting of both wind and water. How does one slice and dice the impact of one on the other and the amount of damage directly attributable to each?

Gulf Coast Congressman Gene Taylor (D-MS) testified before Congress that insurance companies were choosing not to pay on claims unless the policy holder provided an eye witness. [See Video: Katrina Insurance Claims Hearing: Rep. Taylor Testimony on the homepage of A.M. in the Morning!]

Can you believe this?! Unethical,? Of course. Heartless? Obviously. Ruthless? Evidently. Maniacal and Evil? Absolutely.

Stupid? No. These corporate execs who made the decision to blame Katrina’s damage on water comes out of value system foreign to most of us of any religious or spiritual background. Seems these execs live in a decency-free bubble where their god, the Almighty Dollar, reigns supreme. There will be no conversions. So, forget any lofty notions of that sort.

What we need are two things. First, we must fully understand how they are getting away with this horrendous travesty. Second, we must understand and implement what we can do to prevent its continuation.

Look, they know how to play us and play the politicians. Moreover, they know how to take advantage of the conflicts of interest that are inherent in the U.S. Government’s National Flood Insurance Program (NFIP).

Yesterday’s piece titled Scamming Policyholders & Taxpayers reported that our federal government has been in the flood insurance business since 1968. The private insurance companies pretty much got out of the flood insurance business “because of the catastrophic and unpredictable nature of floods.” In 1983, the federal government turned over to the private insurance industry the selling, servicing, and adjusting of those policies and claims. This may have been a fine arrangement for those natural disasters that dealt with floods only.

However, when it comes to a hurricane which by its very nature simultaneously involves several types of natural calamities such as storm surge, high winds, tornadoes, and flooding, a conflict of interest rises when it is the private insurance companies that are determining whether damage would be covered by them or by the federal taxpayers. In this instance, the conflict of interest is $23 billion.

So far, claims paid out on Katrina add up to $64 billion— and this amount only accounts for those who’ve been paid on their claims through 2006. By the end of last year, the private insurance companies had paid $41 billion. These same companies essentially handed a $23 billion bill to American taxpayers for damages that these private companies determined flood waters had caused. How generous that the private insurance industry only stiffed us for 36% of the bill.

What a racket! But could companies really be that methodically maniacal to stiff its own customers and the American taxpayers to the tune of at least $23 billion?!

On his official government website, Gulf Coast Congressman Gene Taylor (D-MS) has an incredible collection of “documents that suggest fraud by insurance companies in the handling of Katrina wind and water claims.” The doozies below are from Nationwide, State Farm, and Allstate.

9/4/2005: Nationwide instructed its adjusters that “if loss is caused by both flood and wind there is no coverage.”

9/13/2005: State Farm instructed adjusters that “where wind acts concurrently with flooding to cause damage to the insured property, coverage for the loss exists only under flood coverage.”

6/28/2006: On-site damage assessment by engineer Jerome Quintero of Rimkus Consulting Group for Allstate… concluded that there was “insufficient physical evidence to determine the proportion of wind versus storm surge that destroyed the structure.”

11/4/2005: Jerome Quintero’s damage assessment after revision by Rimkus staff who never visited the site. Quintero’s conclusion of “insufficient physical evidence” was changed to “storm surge and waves destroyed the residence.” Quintero’s name was signed to the revised report without his knowledge.

So there we have it. In the three examples, Nationwide, State Farm, and Allstate seem to be essentially instructing its adjusters to blame Hurricane Katrina’s damage on water alone thereby sticking the American taxpayers with an inflated $23 billion bill.

We haven’t even begun to talk about the rebuilding costs that weren’t covered at all or the folks who didn’t have flood insurance because they believed their policy provided adequate coverage. We haven’t touched on the fact that many like my own family are not in an official flood zone and may not have purchased flood insurance.

What is important, though, is to recognize that what the insurance companies are doing to New Orleans and the Mississippi Gulf Coast can happen to over half the population of our country.

“Populations and built environments in coastal watersheds are growing rapidly, with 55 percent of the U.S. population already living within 50 miles of the coast.”


The Coastal Community Development Partnership brings together NOAA and EPA offices to better support state and local governments as they promote safer and smarter development along the coast.



The name of the game is to be informed and to take action.

Yesterday, we discussed the need to eliminate the insurance industry’s exemption from the anti-trust law governing business throughout our country. Right now, the Senate is considering the Insurance Industry Competition Act (S. 618), which will make it illegal for the insurance companies to collude with each other for things like price fixing and claims adjustment. Go here to tell your two U.S. Senators that you support the Insurance Industry Competition Act.

Today, we take action to protect ourselves from the inherent conflict of interest created because the insurance industry gets to determine for our federal government the amount of damage allegedly attributable to flooding at the same time the private insurance industry is determining the damage at the same property that it will attribute to wind.

Congressman Taylor has introduced H.R. 920, which amends the National Flood Insurance Program. In his testimony before Congress, he stated, “in response to the fact that the insurance industry apparently no longer wants to over people for wind damage in coastal America, or will not provide that coverage at a cost that is reasonable, I am asking you to consider legislation that will expand the National Flood Insurance Program to include all natural perils.”

Taylor explains that under the rules of the House of Representatives, the insurance plan would have to be financed in a way that pays for itself. “Thus, any argument that this would be taxpayer-subsidized would be eliminated. Under the new rules of the House, that is not an option.” What Taylor is referring to is that when the Democrats were swept into office last November, Speaker of the House Nancy Pelosi instituted strong fiscal controls on spending. She ended the fiscally irresponsible era under Republican leadership.

Lastly, Taylor stated, “This problem affects thousands of people. Quite frankly, people should be encouraged to get out of coastal areas in a time of a storm, rather than encouraged to stick behind with a camera to record the event.” Amen to that!

Speaking of the Amen Corner, former Congressional Speaker of the House Newt Gingrich (R-GA), that compassionless conservative crony, has already come out against national disaster insurance. What a shock! The only thing those so-called conservatives are interested in is conserving their power.

During the apex of his reign in Congress, Gingrich accepted almost $425,000 in political contributions from the insurance industry coffers. Newt being a mouthpiece for an industry that has so blazingly betrayed the American people and her families isn’t all that shocking these days.
And just as the wind got knocked out Newt’s political sails, we can partner with Congressman Taylor to take the wind out of the insurance industry’s selling to us wind insurance policies on which they fail to appropriately pay out after a natural disaster.

Today, we can call and email our congressional representatives to request that they co-sponsor H.R.920, which is called the Multiple Peril Insurance Act of 2007.

After all, the more this private industry continues to push their wind vs. water rationale, the more it sounds like nothing more than a bunch of hot air.

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Saturday, May 12, 2007

When You’re Up to Your Ass in Alligators . . .

When You’re Up to Your Ass in Alligators Listen to this podcast

Nine-foot gator caught near homes in Waveland

Geographically and culturally speaking, the Mississippi Gulf Coast shares a great deal with our neighboring South Louisiana region. Of course, the gnats and mosquitoes travel miles without regard to geography. The more exotic habitat such as alligators and the like in bayou country up the road is simply not part of the beach town ambiance.

So when a 9½ foot alligator was found in a ditch of three feet of water near a school bus stop in Waveland, Miss., I thought to myself, “what the $#%&!”


Here’s the deal. After Katrina, the state of Mississippi loaned the Gulf Coast’s cities $79 million for cleaning up the hurricane’s debris. Some of the cities on the eastern coastline have rebounded enough to recover the loan money from its tax revenues. That isn’t the case with Waveland and Bay St. Louis.

Of the $79 million, Waveland received a $4.5 million loan, my hometown of Bay St. Louis received an $8 million loan, and the Bay-Waveland school district received an $11.5 million loan. Those debts—plus interest—are due in October, barely two years after the nation’s worst natural disaster in our history demolished these cities. Remember, these were two of the three tiny beach towns that comprise Katrina’s ground zero.

What impact will the demand for the money have on these tiny coastal beach towns?

Waveland and Bay St. Louis won’t have the money to fix drainage problems. Today, Waveland has four public works employees; however it had 27 employees prior to Katrina. Without money, the drainage problems will persist. The real life consequences endanger everyone, including children. Regarding the alligator near the bus stop, Waveland Mayor Tommy Longo said "You think those parents weren't ticked?"

In Bay St. Louis “street paving projects and drainage work that would solve the city's flooding problems will be put on hold or canceled until the debt can be repaid, Mayor Eddie Favre said,” reported The Clarion-Ledger. The Bay won’t have money to hire police and firefighters or put up street lights either. You know, the basics for residential and business development.

In a debate on the House floor, Gulf Coast Congressman Gene Taylor (D-MS) characterized the fiscal strength of “little towns like Waveland, Bay St. Louis, Pass Christian, that have no tax base because their stores were destroyed in the storm, a county like Hancock County, where 90% of the residents lost everything, or at least substantial damage to their home . . . .” [See the video. Quite an education in Republican tactics, priorities, and values.] Yet somehow the towns are supposed to come up with money for this epic-sized natural disaster cleanup. Part of the “you’re on your own” Republican view of government, I suppose.

Hold on there. Isn’t this one of the reasons we pay federal taxes?“What’s not happening here is indicative of a dysfunctional government, and that affects everyone. That’s why folks throughout the country should be concerned about the recovery process. We are all for a highly efficient, functional government, and what we have is its diametrical opposite.

“We are already paying the taxes for all the services you could hope to have available in emergency disaster situations like Katrina. And we’re not getting it. We have to take this back and hold the government accountable.”

— Michael Rosato, owner, Cinemagic Audio-Video.

The Bush Administration has not ensured that it is reimbursing Mississippi and Louisiana for its recovery costs. Federal Emergency Management Agency (FEMA—that four letter word, again) is withholding the money. The administration insists that the towns and cities of Mississippi and Louisiana paid too much money to remove Katrina’s debris. When Bush vetoed the Iraq Accountability Act, he vetoed money for Katrina relief including waiving the matching requirement that is putting a great deal of unnecessary burden on the towns and cities in the Katrina-ravaged area.

How ironic that the White House that is hell bent on handing no bid multi-billion dollar contracts to the largest Bush-Cheney campaign contributors (i.e. Halliburton) would insist that in the days after Katrina, the areas impacted would have to go through a traditional bidding process complete with re-bidding should the cost be pricey.

The administration is noticeably silent on paying Riley Bechtel, another major campaign contributor, to transport FEMA trailers 70 miles at a gargantuan price of $16,000 per trailer. Yet, Bush’s FEMA is holding these city and county officials to a standard that is unfair given the extraordinary circumstances.

I’m a former management auditor for the state of Tennessee and the city of San Francisco, and we followed the Generally Accepted Government Auditing Standards (GAGAS), also known as the Yellow Book. I fully agree that the traditional bidding process should be followed with very few exceptions. Clearly, the worst natural disaster in our history qualifies for this exception.

Heck, after 20 months of looking for a contractor to renovate our family home, we were ecstatic when we found someone. Yes, it would be very nice to have gotten several bids and negotiate hard like we would under regular circumstances. But these circumstances are soooooo out of the ordinary. We’re grateful to have someone whose work we trust, whom we feel is trustworthy, and who will get to it quickly.

Surely to goodness, with Bush’s FEMA being AWOL in Katrina’s wake, these towns and cities did the best they could.

St. Bernard Parish, La., just outside New Orleans, is among the communities waiting for a check. FEMA paid the parish about $100 million for debris removal but still owes about $70 million, said David Peralta, the parish's chief administrative officer. St. Bernard also is waiting for $30 million in reimbursement for sewer repairs, Peralta said.
Peralta said FEMA has "kind of implied" that it is looking into whether the parish paid reasonable rates. Peralta defended the Katrina contracts, saying officials tried
to solicit competitive bids without delaying the work.
"We didn't have a whole lot of choices in those first few days," he said.

Look, we have a great saying down here. When you’re up to your ass in alligators, it’s hard to remember that the point was to drain the swamp. In this instance, Mississippi and Louisiana are painfully cognizant of all that needs to be done to restore the region to its pre-Katrina vibrancy including taking care of the drainage problems.

While the Bush Administration chooses to be caught up with the dumb ass—another colorful Southern phrase, we can choose to focus our attention on a few things at our fingertips that will help drain the political swamp in Washington, DC, particularly the White House.

You know what that means? It’s political hell-raising time! Molly Ivins would be so proud.

Cal your congressional representative and two U.S. Senators to request that they work with Gulf Coast Congressman Gene Taylor (D-MS) and Louisiana Senator Mary Landrieu (D-LA) to resolve this issue favorably on behalf of Katrina’s survivors.

Go here for phone script to use when calling your U.S. Senators. Go here for a letter to email. Here is a link to find contact information on your U.S. Senators.

Go here for phone script to use when calling your U.S. Congressional Representative. Go here for a letter to email. Here is a link to find contact information on your Congressional Representative.
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Thursday, May 03, 2007

Decency in DC

Decency in DC Listen to this podcast

Republicans love to preach about morals and decency. Former Republican Speaker of the House Newt Gingrich on the importance of marital fidelity. Newt has admitted to cheating on his wife at around the same time the House was impeaching President Bill Clinton over his affair with Monica Lewinsky.

Disgraced Republican Congressman Mark Foley resigned amid allegations that he himself had engaged in or attempted to engage in an inappropriate relationship with an under aged teen in the Congressional Page program. Foley had chaired the House caucus on missing and exploited children and was a champion of sexual predator legislation

Another fine example of a Republican behaving badly erupted on the House floor toward the end of March. This time it was all about what constitutes decency in Washington, DC.

Earning himself membership credits in the Bush–Shill-and-Mouthpiece-Club, Georgia Republican Congressman Tom Price took to the floor on March 27th to help stick it to the families struggling to put their lives back together after Hurricane Katrina. This compassionless conservative sought to restrict housing reconstruction funds for low-income families living in Katrina-ravaged areas of the Mississippi Gulf Coast and New Orleans.

Price wanted to require the demolished local communities to raise matching funds before the Bush Administration provided financial assistance to these low-income Southern residents who are struggling today within horrendous conditions that federal dollars can help alleviate.

Mind you, there is NO tax base from which to raise monies for matching funds. Capiche?! None. Zip. Nada. Democratic Congressman Gene Taylor, whose district covers the entire Gulf Coast of Mississippi, eloquently informed Mr. Price of the dire circumstances of life after Katrina.


“. . . little towns like Waveland, Bay St. Louis, Pass Christian, that have no tax base because their stores were destroyed in the storm, a county like Hancock County, where 90% of the residents lost everything, or at least substantial damage to their home, he wants to punish Bay St. Louis, he wants to punish Waveland, he wants to punish Pass Christian for mistakes of the Bush dministration.”
[See the video. Quite an education in Republican tactics, priorities, and values.]

Price, an obvious compassionless conservative Bush crony, has not even had the decency to visit any of the many Katrina-ravaged communities. He is speaking without understanding what the situation is. Perhaps he doesn’t care what the situation is down here on the ground.

Nevertheless, he had the audacity to cloak his disdain for the good people of the Gulf Coast and New Orleans through feigning concern for government waste, fraud and abuse. [Read: Investing federal tax dollars in rebuilding New Orleans and the Mississippi Gulf Coast is waste of money.] Since Democrats represent these good people in Congress, the people's house, Price's display of Republican charity reveals a partisan tinge. Price’s amendment failed in a 98-333 vote.

The first day I arrived here in Bay St. Louis, my younger brother drove me around to see what life is like some 19 months after the storm. Going down Beach Boulevard, he whipped into a dirt driveway and parked. This was the lot where Congressman Gene Taylor‘s home had been before Katrina destroyed it completely. In the back of the lot, new construction for a home was evident. Up the stairs we went. The Taylors were working on their home.Margaret Taylor, the congressman’s wife, told me that during the storm, they had gone to stay with family . . . and today that is where they remain.

The Taylors have received not one dime of insurance money. Not a dime.

As Margaret and I spoke, the congressman was busy hammering away. They are building their tiny home themselves literally. [See Sidebar: Gulf Coast Congressman Gene Taylor—Sticks and Stones: Rebuilding Our Future] In front of Congressman Taylor's house is a hand-painted sign that express clearly his sentiments: “Allstate & State Farm, Axis of Evil.”




Congressman Gene Taylor's sign in his front yard of what used to be his home in Bay St. Louis, Mississippi. Photo by Ana Maria Rosato taken May 25, 2007.




So when an obtuse individual holding the power of a congressional office pretends to be concerned mostly that the families whose incomes, homes, jobs, and places of worship have been demolished by Katrina may engage in waste, fraud, and abuse rather than worrying about the families themselves, Taylor’s response becomes understandable.

Immediately, right there on the floor of the House of Representatives, Democratic Congressman Gene Taylor filleted Price expertly. [Watch the video.]

"If you want to look for Katrina fraud, look for the Katrina fraud that was perpetrated by the Bush administration. In south Mississippi at one point we had 40,000 people living in FEMA trailers, we're grateful for every one of them. But those trailers were delivered by a friend of the president by the name of Riley Bechtel, a major contributor to Bush administration. He got $16,000 to haul a trailer the last 70 miles from Purvis, Miss., down to the Gulf Coast, hook it up to a garden hose, hook it up to a sewer tap, and plug it in, $16,000. So the gentleman never came to the floor once last year to talk about that fraud.

* * * Mr. Price, I wish you'd have the decency, if you're going to do that to the people of south Mississippi, that maybe you ought to come visit south Mississippi, and see what has happened, before you hold them to a standard you would never hold your own people to, and that you fail to hold the Bush administration to."

Then Price had the nerve to demand that Taylor’s remarks be stricken from the record AND take away for the rest of the day, Taylor’s ability to speak on the House floor.

Why? Taylor used the word “decency.” That’s right. Price wasn’t concerned about the indecency of his own proposal. He wasn’t concerned about the indecent conditions that the good people living in Katrina ravaged country endure daily because of the Bush Administration's despicable and deliberate neglect.

Price was concerned with etiquette and courtesy extended to himself. As you watch the clip, notice how Price’s hissy fit over etiquette and courtesy ended up interrupting congressional action by well over an hour. His indecent proposal wasted time and money while insulting every family and business owner on the Gulf Coast and within the New Orleans area. Immediately, Congressman Barney Frank (D-MA) introduced a motion to restore Taylor’s right to speak for the rest of the day, and Frank’s motion passed on a 265-160 vote. Republicans objected to the decency of restoring Taylor's speaking privileges. Afterall, Taylor actually knows first hand of Katrina's ravages and the suffering of families here on the ground. God forbid that they have to endure hearing how the federal government can be a force for good in the lives of these American families, business owners, communities.

Price should have been ashamed of himself for the indecency of demonstrating to the world his uninformed opinion and wholly uncompassionate position. It was Mr. Price who should have kept his own mouth shut for the remainder of the day.

He should have immediately made arrangements to take leave of absence from his office to come down here to see for himself what the situation is. Frankly, he should try living for weeks or months on end in one of those FEMA trailers. You may be thinking that these are house sized trailers. Surprise! They are more like camper trailers in which families and extended families have been living since the storm.

Personally, I am appalled at the indecency that the Bush Administration and its congressional cronies continually display. Decorum over decency, that’s what Price and his ReTHUGlican buddies advocated that day in March.

What everyone down here needs is decent leadership from a White House that will demonstrate it cares by moving heaven, hell, and earth to rebuild our communities, our towns, and our beloved New Orleans.

Rather than a lesson in congressional etiquette, Mr. Price, the folks down here need real federal leadership and federal money that actually gets where it was intended to go and does what it was intended to do. Since Price and some of his Republican buddies have no clue what to do to
rebuild with compassion, here’s a novel idea.

Ask Congressman Gene Taylor what it is going to take.

In the meantime, the rest of us can act on the advice that the great Molly Ivins provided. In her column Time to go long, Molly Ivins, another Southern hero of mine, said it best. "Sit up, join up, stir it up, get online, get in touch, find out who's raising hell and join them. No use waiting on a bunch of wussy politicians."

She must have had in mind politicians like Price.

From one hell raiser (yours truly) to the next (that would be you, dear beloved reader), how’s about calling your congressional representative to request that she/he seek Taylor’s advice on how to rebuild on the Gulf Coast and to collaborate with him. Heck, let's go one better and
provide Taylors' office number in Washington, DC. 202 225-5772. Most likely you'll be talking with a staffer when you call. Here's a script you can use. Look up here your representatives contact information.

Letting your fingers do the walking is an easy way to do an important and effective political activity. Call your reps and just ask them to listen to Congressman Taylor, because . . . it’s the decent thing to do.

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