Wind Claim Dumping on the Flood Program: The Mechanics

Below is a great piece published by Coastal Cowboy on Mississippi Insurance Forum.

Folks, Sop used actual photographs to explain the concept of claims dumping on his earlier post on the topic, the visual account of which set a site visit record for our little corner of the Internet. Now this Cowboy is gonna explain how big insurance did it, dumping their contractual wind obligations of the U.S. taxpayer. In a whistle blower lawsuit filed over New Orleans way the public adjusters projected that if the error rate they found held true, us taxpayers were bilked out of over $9 BILLION dollars by big insurance.

Some examples found by the public adjusters include:

"a group of four-plex apartments in eastern New Orleans were compensated for flood damage with taxpayer money even though they experienced no flooding. Each building in same complex was paid only a pittance for severe wind damage on its regular property insurance policies. American National Property & Casualty Insurance Co., or ANPAC Louisiana Insurance Co., paid the owner of several buildings in the Versailles Gardens subdivision on Alsace Street about $95,000 in flood damages, or about half the value of each property's individual $200,000 flood policy, even though no flood waters got inside the buildings."

Over here in Mississippi, State Farm used faulty and on occasion even altered engineered reports to dump their wind obligations on us. Take a look at these two engineering reports, the first one authored by engineer Paul Monie and verified by him as his work product. The second one was altered to let State Farm off the hook without his knowledge or consent. After Steve helped Mr. Beckham track down Paul Monie and it was brought to light that State Farm and their lackeys at Rimkus engineering had no problem defrauding a 70 year old man guess what happened next? You got it folks, State Farm experienced a Come to Jesus moment and paid Mr. Beckham. In fact they paid him so much money he can't talk about it any more. This Cowboy can talk about how them crooks tried to steal from an old man though and he just did. :)

In fact, thanks to Congressman Gene Taylor we got us a whole list of examples of how crooks in Gucci suits and their scalleywag corporate lawyer enablers tried to screw the good folks on the coast who lost their houses out of big money. We started with ole man Beckham cause Steve knows him but he ain't the only one by a long shot.

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Katrina funds for Jackson?

Coast opposes Barbour's pledge

By MICHAEL NEWSOM
published January 11, 2008

JACKSON --Gov. Haley Barbour has pledged $3.5 million in federal Hurricane Katrina relief money to help fight crime in Hinds County and Jackson.

But some say the money should go to South Mississippi, because it is intended for hurricane-damaged areas.
The money for the Jackson area would hire a judge, more prosecutors and other law enforcement.

But some prosecutors in South Mississippi are worried about losing attorneys and investigators they were able to hire with part of the same federal law enforcement grants after the storm.>

The money is part of $47 million in federal law enforcement money given to the state. Barbour said Thursday the state had the ability to disburse the law enforcement funds in the counties that make up the Gulf Opportunity Zone. He said the storm did serious damage from Columbus to points southward.

"We are allowing some of the counties that we did not allow to get any of the original monies," Barbour said. "There are 48 counties in the Gulf Opportunity Zone and most of them we did not allow to ask for law enforcement grants in the first round because the needs on the Coast were so great."

Barbour said governments couldn't get money for the same purpose twice under the program, but there is still about $3.5 million to be awarded. When asked if he thought the money was enough, Barbour said the state "never expected to get this."

But Rep. Diane Peranich, D-Pass Christian, who had not heard about the grant to the city of Jackson, said Thursday that South Mississippi should get all of the money, which the governor controls, because the federal government gave it for Katrina recovery.

"If he has given $40 million, it is still not enough, and the money was allocated from the federal government for that purpose," Peranich said. "I would hope that any of the monies were given for law enforcement on the Coast would go to the Coast.

"We're very grateful for the support and help that we have gotten, but we are not whole."

Peranich said she hoped the remaining $3.5 million would be spent in South Mississippi. There are still many problems at the Harrison County jail, and many departments along the Coast need to replace their equipment, she said.

Rep. Billy Broomfield, D-Moss Point, said he had not heard about the grant for the Capitol area, but as it doesn't involve money from the Legislature, he has no control over it. He said a bill he supported would have given the Legislature oversight of federal Katrina money; it was killed in the Senate in a previous legislative session.

None interviewed for this story questioned whether Hinds County and Jackson needed more money for law enforcement. The $3.5 million grant gives the area the ability to hire a full-time circuit judge, two assistant district attorneys, one new public defender and more legal staff. The money would also fund investigations teams composed of law enforcement officers from several agencies.

Jackson County District Attorney Tony Lawrence, a Republican, said his office is still dealing with higher caseloads than before the storm. In September, Lawrence will lose the extra prosecutors and other workers he was able to hire with the federal money. He said he was grateful for the funding and he understands the federal grant was not to be given twice for the same purpose.

He hopes the Legislature will provide money to help South Mississippi's law enforcement agencies; he said the Mississippi Prosecutors Association has drafted a bill to submit.

Lawrence said court dockets have swelled on the Coast now because of a spike in home-repair fraud cases, and drug-related arrests. There are whole new populations living in the area than before the storm, and they have brought more crime with them.

"The issue I have is not a federal grant issue, but a state issue," Lawrence said. "We got the federal grant, but now it is time for the Legislature to step up."


Type the rest of the blog here.
© 2008 Ana Maria Rosato. All rights reserved.
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MDA Meets With East Biloxians About Grants

By Brad Kessie
Jan 10, 2008

Much of the struggle to reinvigorate east Biloxi focuses on cash. Many residents who'd like to rebuild need financial assistance. Yet when they apply for homeowners grants, they seem to get tied up in red tape.

On Thursday, the Mississippi Development Authority tried to help people cut through the bureaucracy. The MDA sent agents to east Biloxi. They answered questions that should help people qualify for homeowner grants -- grants that will rebuild a lot more east Biloxi homes.

A few blocks east of MDA's temporary service center, a wobbly looking house on Collier Street was undergoing a massive makeover. Charlie Whitestone was on his 14th volunteer mission with Project Rehab out of northern Virginia.

"It's the hands, the hands that do the labor that make it work," he said.

All around Project Rehab volunteers were east Biloxi homes that can only be rebuilt if property owners receive MDA grants. At the service center, a Biloxi man arrived to meet with MDA agents.

"It's plenty important," he said.

He was at the MDA location to help a neighbor. Grant assistance "would mean a lot to her. It really would," he thought.

The Mississippi Development Authority began its homeowners assistance program in April, 2006. And since then, it's paid out $1.2 billion to eligible applicants. According to MDA, 87 percent of the people who filled out applications in phase one got paid. So have half the people who applied in phase two.

Now, MDA representative Donna Sanford says the push is on to get more flood surge victims the rebuilding grants they desperately need. Sanford watched one east Biloxi woman straighten out her grant situation, and then smile.

"The lady came out awhile ago and said I'm going to sleep so much better tonight," Sanford remembered. "And that makes all the long days worth everything you do. It's great."

Sanford and her MDA team set up a temporary service center in east Biloxi. From now through Saturday, homeowners can visit the Division Street location and get homeowner grant questions answered.

"We're making a media push to get people who haven't applied to come in and apply, so we can reach those last people," she said.

On Collier Street, the Ly family got a gift that trumped the grant program. Project Rehab made sure the Lys didn't have to pay a dime to salvage their house.

"It makes you feel good," Project Rehab's Charlie Whitestone said. "Like we're doing something that, like I said, is part of God's work."

MDA representatives will be back at the Hope Coordination Center on Division Street Friday and Saturday. The development authority also has offices at Singing River Mall, Prime Outlet, and the government building in Bay St. Louis.

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Katrina victim sues U.S. for $3 quadrillion

Federal government hit with 489,000 damage claims after hurricane

Katrina plaintiff seeks $3 quadrillion [Click link to see video.] Jan. 9: One Hurricane Katrina victim is seeking $3 quadrillion from the U.S. government. MSNBC's Willie Geist reports. MSNBC.com

NEW ORLEANS - Hurricane Katrina's victims have put a price tag on their suffering and it is staggering — including one plaintiff seeking the unlikely sum of $3 quadrillion.

The total number — $3,014,170,389,176,410 — is the dollar figure so far sought from some 489,000 claims filed against the federal government over damage from the failure of levees and flood walls following the Aug. 29, 2005, hurricane.

Of the total number of claims, the U.S. Army Corps of Engineers said it has received 247 for at least $1 billion apiece, including the one for $3 quadrillion.

"That's the mother of all high numbers," said Loren Scott, a Baton Rouge-based economist.

For the sake of perspective: A mere $1 quadrillion would dwarf the U.S. gross domestic product, which Scott said was $13.2 trillion in 2007. A stack of one quadrillion pennies would reach Saturn.

Some residents may have grossly exaggerated their claims to send a message to the corps, which has accepted blame for poorly designing the failed levees.

"I understand the anger," Scott said. "I also understand it's a negotiating tactic: Aim high and negotiate down."

Daniel Becnel, Jr., a lawyer who said his clients have filed more than 60,000 claims, said measuring Katrina's devastation in dollars and cents is a nearly impossible task.

"There's no way on earth you can figure it out," he said. "The trauma these people have undergone is unlike anything that has occurred in the history of our country."

The corps released zip codes, but no names, for the 247 claims of at least $1 billion. The list includes a $77 billion claim by the city of New Orleans. Fourteen involve a wrongful death claim. Fifteen were filed by businesses, including several insurance companies.

Little is known about the person who claimed $3 quadrillion. It was filed in Baker, 93 miles northwest of New Orleans. Baker is far from the epicenter of Katrina's destruction, but the city has a trailer park where hundreds of evacuees have lived since the storm.

Katrina, which is blamed for more than 1,600 deaths in Louisiana and Mississippi, is considered the most destructive storm to ever hit the U.S. It caused at least $60 billion in insured losses and could cost Gulf Coast states up to $125 billion, according to the National Oceanic and Atmospheric Administration.

Most of the claims were filed before a deadline that coincided with Katrina's second anniversary, but the Corps is still receiving them — about 100 claims have arrived over the past three weeks — and is feeding them into a computer database.

The Corps said it isn't passing judgment on the merits of each claim. Federal courts are in charge of deciding if a claim is valid and how much compensation is warranted.

"It's important to the person who filed it, so we're taking every single claim seriously," Corps spokeswoman Amanda Jones said.

Copyright 2008 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Barbour should reconvene commission to assess our recovery

Editorial
January 6, 2007

-- Jim Barksdale, the chairman of the Governor's Commission on Recovery, Rebuilding and Renewal, delivered the commission's report to Gov. Haley Barbour on Dec. 31, 2005.

Near the end of that report, the men and women working with Barksdale made recommendations for the long-term recovery of South Mississippi from Hurricane Katrina. In introducing those recommendations, the writers of the report noted: "These recommendations may spur future discussion and the formulation of new recommendations or the modification of those presented here."

We believe it is time for that "future discussion."

We call upon the governor to reconvene the commission in order that its members might assess the present situation in South Mississippi and reassess their recommendations.

The recovery effort needs a formal examination.

More than two years after Katrina, large portions of South Mississippi have not been mended. This is especially true for properties located between the hurricane's debris line and the shoreline.

Because South Mississippi is divided up among so many jurisdictions, there is no one source for a comprehensive evaluation of the region's overall recovery. That "big picture" is what we need from the governor's commission.

With proper preparation, the commission might not need to be in session for more than a few days. But those few days could greatly improve the pace and quality of recovery efforts over the next few years.

Our appetites have returned; why haven't the restaurants?

Since our offices sit on DeBuys Road, we are regularly reminded that the Olive Garden and Red Lobster restaurants are still vacant lots just down the street on the waterfront.

Gone as well are Ryan’s and Cuco’s and Cajun’s and even some eateries without an apostrophe.

South Mississippians rejoiced when the first Waffle House came back to Beach Boulevard. And were delighted to have Wendy’s and Mahoney’s and Vrazel’s back as well.

But where’s everybody else?

The shoreline of Harrison County boasted a smorgasbord of tasty treats before Katrina.

Why have so few returned?

Our appetites certainly have.

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Farmers proposes steep rate hike in Gulf counties

Dallas Morning News

12/13/2007
Associated Press

Farmers Insurance has indicated it wants to raise home insurance rates 20 to 30 percent along the Texas coast, while reducing rates in many other areas.


The company's rate filing with the Texas Department of Insurance on Wednesday indicated a net result of a statewide increase of 2.2 percent with hefty premium hikes in coastal counties and southeast Texas. Many other parts of the state would see modest reductions.

Michelle Levy, a spokeswoman for Farmers, said nearly 50 percent of the company's 686,000 policyholders in Texas would see lower premiums under the plan.

"We feel good about the proposal," Levy said. "We think these rates are fair and justified and represent what we need to be charging in the current Texas market."

The new rates, which will be reviewed by insurance department actuaries, are scheduled to take effect Feb. 16 for new and existing customers.

The new filing comes five months after the company withdrew a proposed 6.6 percent increase in homeowner rates when the insurance department signaled that it would reject the plan.

Ben Gonzales, a spokesman for TDI, said the department will review the filing over the next two months and decide whether it is appropriate before the effective date.

"We're still trying to work with the company," he said.

Levy said the proposal reflects concerns an increased number of hurricanes and tropical storms will threaten the Texas coast over the next few years. The industry saw massive property losses from hurricanes Katrina and Rita in 2005.


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Mississippi Dems: Thank you, Mike Moore. Next?

by Ana Maria

I recall a lecture I attended years ago in which the lecturer discussed what activists can learn from nuns in a convent when they decide to retire from service after many years of devotion in a particular arena. In the secular world, we mourn the loss of a great leader when she or he decides to turn their attention to other endeavors. We also attempt to chide them or guilt trip them into retaining their position.

However, the lecturer informed us, in a convent, the nun retiring from service is afforded a well-deserved respect for their service. Ironic as it may be, guilt tripping the nun into abandoning their wishes to move into another direction is a sign of disrespect. The nuns have given the community a gift, the woman informed us, and it is time to allow others the opportunity to step into the role, to invest their talents, and to provide us the gift of their investment’s harvest.


Having grown up in a strong Catholic household complete with a Catholic education from kindergarten until I graduated from high school, I remember thinking how ironic that a Catholic institution would NOT guilt trip and would find it disrespectful. Nevertheless, the lesson took hold, forever changing how I responded when folks decided to change the direction of their lives. After all, it is their lives, their talent and time.

When it comes to elected office, the one thing that we, the public, don’t really get until we see things up close and personal is the enormous sacrifice to one’s personal life and one’s privacy once in elected office. To be in public office—whether one is a Democrat or Republican, Blue Dog, Yellow Dog, and some other kind of dog—requires a desire, a fire in the belly, a conscious decision to embrace the 24/7 life that public office demands. A sacrifice that every member of the politician's family endures.

After having learned about then read Mike Moore’s decision not to run for the U.S. Senate seat here in Mississippi, I thought of the lecture I had attended over 20 years ago. It is time to thank Mike Moore for the fruits of his labor over nearly three decades of his public service. It is time to be grateful that Mike Moore considered running for the office of U.S. Senate and to respect his decision not to run.

Thank you, Mike Moore.

Obviously, it is perfect time to implement the lessons I learned in that lecture of over 20 years ago. It is time to open our minds to look around to see who desires to step up to the plate and run for this important public office. Who wants it? Who is going to run? Who can give us the leadership we need? Who will actually make South Mississippi’s vibrant recovery—including insurance reform—a priority when they take the oath of office? When it comes to the political arena, I’m a pragmatic progressive. So the next question is who else can actually win the election.

Democrats still have a golden opportunity to win this U.S. Senate seat. We need to make this about winning the seat. Period. We’ve not a moment to lose. We must quickly settle on one candidate, push hard, and win the special election. The forces that would have supported a Mike Moore campaign must make the same commitment to support to the same degree whomever this next person is that will emerge.

Politically-speaking, we need to suit up, exploit our strengths, and shore up the areas that need more resources so that we can have a gloriously celebratory election night victory and one hell of a party once our candidate is formally sworn into office.

The goal remains the same. What is at stake remains the same. We must make our commitment the same. Whoever this Democratic soul is that will emerge to carry forth the Democratic mantle, I intend to leverage all of my resources, talents, expertise, and experience so we can be victorious come election night.

My hope is that Democrats realize that that is the smart, pragmatic thing to do. EAft er all, elections matter. The public policies created (multiple perils insurance legislation) or not (insurance industry exemption from anti trust laws) matter. Checks and balances between the executive branch (i.e. FEMA) and the legislative branch (i.e. House and Senate) matter. Who is sitting in an elected position matters.

We in South Mississippi know that our recovery depends on our ability to have the strongest possible advocates we can elect to federal office. We already have the strongest advocate possible in the House of Representatives—Congressman Gene Taylor. Now we need to elect the strongest possible advocate in the U.S. Senate. That will be whomever emerges next from the Democratic camp.

When it comes to heart, brains, and compassion, Republicans talk the talk. Historically, though, Democrats walk the walk. To ensure South Mississippi’s vibrant recovery, we need to elect someone with well worn walking shoes.

© 2007 Ana Maria Rosato. All rights reserved.
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Open letter to Mississippians from Mike Moore

December 13, 2007

Four years ago I made a decision to leave elected public office to spend more time with my family and to build some financial security for them. We have all been very happy with that decision. I enjoyed my 26 years in public service working for Mississippi. Elected office gave me great opportunities to do a lot of good for not only my state but the whole country.


I guess I am remembered most for the Tobacco case and the billions of dollars that have flowed into public coffers in all the states. I remember that work more for how many lives have been saved and how many thousands of children will never suffer from the terrible tobacco-related diseases like heart disease and lung cancer.

I was in Washington D.C. this week to give a speech for the U.S. Justice Department to over a thousand people from all 50 states who were there to learn about how Boys & Girls Clubs and Law Enforcement can work together to stop the crisis that places millions of America’s children at risk from violence, poverty, and lack of quality education. I was the keynote speaker this year as I was at the first such gathering four years ago, although the crowd had doubled in size. They wanted to hear about what we had done and were doing in Mississippi to reduce youth crime and improve education levels, how we doubled the number of Boys & Girls Clubs, and began a program that is beginning to show positive results in the Mississippi Delta. The response was overwhelming – “inspirational” they said, - “motivating”. Hundreds pledged to do the same thing we were trying to do in Mississippi in their states. It certainly made me feel good to get that kind of response to my speech, but more importantly, it reassured me that you don’t have to be in elected office to make a difference.

Of course, I met with the leadership in the U.S. Senate while I was in town and talked with many of my friends, former attorneys general who serve their states well as U.S. Senators. The message was clear - the job of Senator is important and fulfilling; the polls show I could win; and I would have the money I needed to win the race. It all just came down to whether it was best for me and my family. The truth is I made my decision four years ago, and it has been a good one for my family and me. In the last four years I made every baseball game Kyle had, Tisha and I have had much more family time, and I have been fortunate in my law practice. From the public service perspective, I am heavily involved with Boys & Girls Clubs, Big Brothers Big Sisters, Campaign for Tobacco Free Kids, and have recently been asked by Cal Ripken, Jr. to help grow his foundation’s work not only here in Mississippi but all across America. I am representing a large nation against the Tobacco industry, chair Mississippi’s new Tobacco Advisory Council, and we are about to kickoff a very big project in the Mississippi Delta that I think will quickly improve the lives of thousands of kids in the most impoverished area in the country. The point is I am happy doing what I am doing, my family is happy, and I look forward to making a big difference in my state and nation. I have seriously considered the U.S. Senate vacancy as my friends urged me to do, but I have always known that what I am doing now is good enough for me. I appreciate all the encouragement to run. I hope I can count on the same support and help when we ask for help for the children in the Mississippi Delta.

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Letter to Santa: Bring Mississippi a Mike Moore for U.S. Senate Campaign!

by Ana Maria

With U.S. Senator Trent Lott’s recent unexpected resignation by year’s end, Democrats have a golden opportunity to pick up a seat in one of the reddest of red states here in the Deep South. With Santa in the middle of making his list and checking it twice, here is the letter that A.M. in the Morning! wrote Santa with a very specific request for South Mississippi: a Mike Moore for U.S. Senate Campaign!

Dear Santa,

I know you’re busy, so allow me to be direct. Please bring me a Democratic campaign for U.S. Senate in Mississippi with a candidate who can most easily win the race in 2008. Specifically, Santa, I’m asking you for a Mike Moore for U.S. Senate campaign.

While the Repubs are already acting as if whomever Republican Governor Haley Barbour appoints will automatically be elected, I know that this is simply not the case. Sure, former Republican National Committee Chair and big time former corporate lobbyist Haley Barbour is flirting with the idea of deliberately failing to follow the law requiring a special election within 90 days of Lott’s resignation. Fortunately, the Democrats are already gearing up to bring him to court to force him to follow the law.

So what Democrats need is to field the candidate who can win most easily and who will be the most effective advocate for us once he is in the U.S. Senate. Santa, that means one man: Mike Moore.


Moore has a proven record of consistently winning statewide elections. From 1988-2004, Mississippi voters consistently elected Moore as the state’s Attorney General. He’s a winner at the ballot box—many times over.

Moore’s success in the court room is legendary. In the late 1990’s, PBS featured a story on Moore’s tremendous success in taking on the tobacco industry. He

filed the first state Medicaid law suit against the tobacco industry and flew around the country convincing other state attorneys general to file. He was the primary negotiator in the deal and is the leader of the push for a national tobacco settlement.

Inside the Tobacco Deal
PBS

Great! That is exactly what we like here in Mississippi: public officials who look after the little people, which means most of us.

FRONTLINE [told] the inside story of how two small-town Mississippi lawyers declared war on Big Tobacco and skillfully pursued a daring new litigation strategy that ultimately brought the industry to the negotiating table. For forty years tobacco companies had won every lawsuit brought against them and never paid out a dime. In 1997 that all changed. The industry agreed to a historic deal to pay $368 billion in health-related damages, tear down billboards and retire Joe Camel.

Moore’s groundbreaking, ingeniously creative way of slaying the tobacco industry dragon is EXACTLY the experience, track record, and skill set we need in the U.S. Senate. This is particularly true for those of us living in South Mississippi, which will continue to be in dire economic straights until we slay the insurance industry dragon.

Moore’s legacy is his strong history of dragon slaying. Appealing to voters in this way generates excitement, a key ingredient to any successful campaign and most especially in a special election!

Slaying the Insurance Dragon: Central to Katrina Recovery
Whoever is elected to fill the seat of outgoing Senator Lott will be a rookie in terms of knowing the intricate ins and outs of the Senate. This is a given. South Mississippians, however, must have in that position someone who walks into office already fluent in insurance reform on his very first day.

Of all the people considering a run for this office, Moore can most easily take up the mantle of pushing for insurance reform in the U.S. Senate. Again using his creative legal mind to thwart the greed of insurance companies, Mike Moore has already been defending the rights of South Mississippi families against these greedy gutted corporate insurance goons who have betrayed and abandoned these Americans.

With that perpetual fire in his belly, Moore knows intimately that insurance reform is central to a full and vibrant Katrina recovery. With Moore in the U.S. Senate, Congressman Gene Taylor will have from the get-go a strong partner in the U.S. Senate where the multiple peril insurance legislation now awaits action.

Katrina Recovery Resonates Personally
With Trent Lott bowing out of office, South Mississippi needs a strong advocate in the U.S. Senate who is already fluent in the ravages of the insurance industry as well as FEMA’s insanity. Moore—like Lott himself—is from Pascagoula, Miss., which is located on the Katrina-ravaged Gulf Coast. Just as Katrina recovery is a moral and personal issue for me, so it is with Mike Moore.

Santa, Mike Moore can win this. With U.S. Senator Mike Moore, South Mississippi wins. That is the reason for my letter. I look around and see the hardship that the greedy gutted insurance goons have imposed. With Lott no longer in the U.S. Senate, the best present under the tree for South Mississippians as a whole would be fielding Mike Moore as a candidate.

As a token of my appreciation for granting my wish with a Mike Moore Campaign, sweet Santa, I promise that I will bake you those delicious mouth-watering cocoon cookies you like . . . and the cook pralines with lots of pecans and whip up a batch of my divine praline fudge!!

On behalf of South Mississippi families, including my own . . .

Thank you!

© 2007 Ana Maria Rosato. All rights reserved.
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Note to Commenter: Stop Drinking the Karl Rove Kool-Aid

by Ana Maria

A recent commenter expressed concern that I have taken a bit of a break recently. How sweet!

Ana maria [sic] - an absence of posts for the past week...could it be that you've been given a glimpse behind the curtain of all your heroes. Or as Scruggs blogosphere mouthpiece could the knight in tarnished armor have asked you to put a sock in it?

Not to worry. I have made up for it with today's postings including a letter to Santa that I penned.

See, my first responsibility it to my elderly mother. Family values in action and all that.

We're closing in on completing the renovations to my mother's home which had been substantially damaged during Katrina over two years ago.

Of course, there was Thanksgiving, and I did all the cooking. Boy oh boy was that a delicious mouth-watering feast! However, it paled in comparison to the spread of food I cooked up for the surprise birthday party that I threw for my mom's 85th!! What was particularly delightful is that it all happened right under her nose, and she didn't have a clue until she walked into the living room with wall-to-wall friends who yelled "SURPRISE!" That was a HUGE success.

This week has been crazy with getting the kitchen boxed up for the local family-owned and operated company that is installing a brand new kitchen for my mother. Then, my 94-year old aunt passed away, and I attended the funeral in New Orleans, which is an hour west of here.

In between all of that, well, I have other things that life calls me to do or that I simply want to do. Entertaining and educational though I know my blog is, it being the holidays and with all the family responsibilities that I joyfully carry out, blogging hasn't been my top priority.

However, since I realize that my neo-conservative, right wing, Rush Limbaugh kool-aid drinking readers may be seeking redemption via my blog, perhaps I'll figure out a way to help save you from the abyss of ignorance.

I love that you think that I'm important enough that the esteemed Mr. Scruggs reads my blog. I am aware that some in his firm do, but as for him, I don't know. He's not my target audience, though I'm sure that A.M. in the Morning! has provided a great service assisting more people to become well aware of the great work he, his firm, and many other trial lawyers have conducted on behalf of American families whom the greedy gutted corporate goons have betrayed and abandoned.

As for anyone dictating to me anything that I would follow, that is surely comical for you to even entertain the thought! As my very wonderful--though right wing, kool-aid drinking--boss in the mid-90's told me, no one is my boss. As in EVER. ;) Independent minded. Think for myself. Articulate.

I understand that my very petite self can be rather intimidating intimidates for guys like yourself who can't conceive of a world in which people--especially of the female variety--think for themselves.

Take my advice, darlin', and stop drinking the Karl Rove kool-aid. Drink some Southern sweet tea instead.

Oh, Al Trimble (the commenter), your comical comments do amuse me endlessly.

© 2007 Ana Maria Rosato. All rights reserved.
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